A growing elder population in America means that today there are more high-quality senior living resources than any other time in history. This allows today’s seniors to maintain a high quality of life for longer than ever before.
To make sure that you are indeed “Living Better”” often means taking a proactive approach to planning for the future, rather than being reactive in the here-and-now. To understand the difference between the two, we need to take a closer look at the underlying principles.
What Does It Mean To Be Reactive?
A reactive person is often acting in response to a situation rather than creating or controlling it.. As we grow older we tend to form opinions and conditioned responses to certain topics.
Needing assisted living or bringing in a personal care assistant can be a hot-button topic for many people. For some, there is a perceived fear of control after a lifetime of being fully in command.
This type of thinking often lends itself to negative feelings. By nature, human beings tend to resist change. This is completely understandable and a natural reaction. Yet it might not be the thing that is best for your quality of life in the short or long-term. Sometimes we have the tendency to say no to something that is really in our best interest.
What Are The Dangers Of Being Reactive?
Taking on a reactive mentality can also put you at increased risk for other potential problems. Reactive individuals tend to experience more stress and anxiety. This can, in turn, lead to sleep issues as well as other health problems.
Seniors who are not proactive about their care or establishing care plans tend to be at greater risk for negative health outcomes, including an increased risk for depression.
What Does It Mean To Be Proactive?
Being proactive or having a proactive attitude is defined as taking the initiative to make things happen, rather than waiting for something to happen. As you might imagine, several benefits come with embracing this mentality.
Proactive people tend to be better prepared for situations because they have taken some time and given them some forethought. This includes investing a little bit of time into identifying potential challenges on the horizon, as well as getting a firm understanding of the resources that are available.
What Are The Benefits Of Being Proactive About Senior Care Topics?
Taking a proactive approach when making long-term plans also allows for more creativity in how you want to live your life. By embracing potentially difficult questions, and giving yourself the time to weigh your options, you can put plans in place that ensure the quality of life you deserve.
The net result of taking a proactive approach typically leads to greater peace of mind. Having care plans in place or making sure that your wishes have been clearly stated can also provide your loved ones with added comfort.
With the high level of assisted living and other senior care services available today, proactive people are enjoying a higher quality of life. Those who do their research and plan accordingly can rest assured that should an emergency arise, that the big questions can all be answered.
Why Wait Until An Emergency?
It’s an unfortunate reality that many seniors procrastinate or put off setting up their care plans until an emergency occurs. This could come in the form of an accidental hard fall or another major health event. In times like this, the symptoms and necessary treatment measures can obscure or even limit your long-term assistance options.
In some situations, it can also place the weight of determining your care on the shoulders of your family and other loved ones. Fortunately, there are many services available for proactive seniors who want to establish their care needs or simply explore their potential options.
Why Not Make A Plan To Get The Help You Need?
Many people are understandably resistant to embracing change and even planning for future changes. It’s a natural, and acceptable human response. Yet if you really take the time to sit down and think about it, having a plan in place for your future needs can be a great blessing to you as well as your family.
This can include:
- Making your wishes clear in the event of a medical crisis
- Having financial plans in place
- Selecting the assisted living or senior care community that you prefer
- Establishing any needs for financial aid
- Establishing your care directives
- Setting up long-term care insurance
What Is Long-Term Care Insurance?
Without financial plans set in place, long-term care can potentially be expensive. To answer this need many insurance providers now offer something called “Long Term Care Insurance.” Like other forms of health insurance this type of policy requires you to make a small premium payment now. Should you need long-term care or a transition to an assisted living community, long-term care insurance helps manage a large percentage of the cost.
However, like many other types of insurance policies, long-term care insurance does have some fine print when it comes to pre-existing conditions. If you have been diagnosed with the early stages of Alzheimer’s, dementia, or another form of cognitive decline, long-term insurance providers might deny you coverage.
If you apply for a policy while you are in reasonably good health, you are more likely to be approved and your premium payment may also be lower. Having a policy like this in place can also help you to afford things like a personal care assistant, living in an assisted living community, or joining a memory care community.
Given all the available options and ways to make them financially viable, you owe it to yourself to put a plan in place for you, and your loved ones.